The Federal Reserve has amended Regulation D, the rule limiting the number of transfers and automatic withdrawals from savings and money market accounts. Therefore, effective immediately Century Savings and Loan will allow our customers to make an unlimited number of transfers and automatic withdrawals from savings and money market accounts.

Deposits Products

Rates Effective as of:

Century Savings and Loan Association offers a variety of deposit and loan products for customers in our service area. These products are listed below. Our intent for this internet banking site is to service customers within our service area. Our service area, as designated by our board of directors, includes the residents and businesses in Las Animas and Huerfano Counties of the State of Colorado.

Century Savings and Loan does not open deposit accounts for consumers who reside "outside of the Las Animas, Huerfano county service area."

Certificates of Deposit

AccountMin to OpenInterest RateAnnual Percentage Yield (APY)Minimum Balance for APYTruth in Savings Disclosure
91 Day CD** $1,000.00 0.12% 0.12% $1,000.00 View Disclosure
Tiered Rate** - 0.15% 0.15% $50,000.00
182 Day CD** $1,000.00 0.2% 0.2% $1,000.00 View Disclosure
Tiered Rate** - 0.3% 0.3% $50,000.00
1 Yr CD** $1,000.00 0.35% 0.35% $1,000.00 View Disclosure
Tiered Rate** - 0.45% 0.45% $50,000.00
2 Yr CD** $1,000.00 0.6% 0.6% $1,000.00 View Disclosure
Tiered Rate** - 0.75% 0.75% $50,000.00
3 Yr CD** $1,000.00 0.8% 0.8% $1,000.00 View Disclosure
Tiered Rate** - 0.9% 0.9% $50,000.00
5 Yr CD** $1,000.00 0.95% 0.95% $1,000.00 View Disclosure
Tiered Rate** - 1.00% 1.00% $50,000.00

Jumbo Certificates of Deposit

AccountMin to OpenInterest RateAnnual Percentage Yield (APY)Minimum Balance for APYTruth in Savings Disclosure
3 Mo Jumbo $100,000.00 0.2% 0.2% $100,000.00 View Disclosure
6 Mo Jumbo $100,000.00 0.4% 0.4% $100,000.00 View Disclosure
1 Yr Jumbo $100,000.00 0.55% 0.55% $100,000.00 View Disclosure
2 Yr Jumbo $100,000.00 0.85% 0.85% $100,000.00 View Disclosure

IRA Certificates of Deposit

AccountMin to OpenInterest RateAnnual Percentage Yield (APY)Minimum Balance for APYTruth in Savings Disclosure
18 Mo IRA** $1,000.00 0.6% 0.6% $1,000.00 View Disclosure
Tiered Rate** - 0.7% 0.7% $50,000.00
5 Yr IRA** $1,000.00 0.95% 0.95% $1,000.00 View Disclosure
Tiered Rate** - 1.00% 1.00% $50,000.00

** The association may impose a penalty if any of the principal is withdrawn before maturity.

**The stated annual percentage yield assumes interest remains on deposit until maturity.  A Withdrawal will reduce interest earned.

** Your account will mature on the date disclosed on the certificate provided to you.

** The account will automatically renew on maturity at the current interest rate.

**You will have seven (7) calendar days after your maturity date  to withdraw your funds without being charged a penalty.

Savings Accounts

AccountMin to OpenInterest RateAnnual Percentage Yield (APY)Minimum Balance for APYTruth in Savings Disclosure
Statement Savings $1.00 0.1% 0.1% $1.00 View Disclosure
Passbook IRA $100.00 0.2% 0.2% $100.00 View Disclosure

Money Market Deposit Account (MMDA)

AccountMin to OpenInterest RateAnnual Percentage Yield (APY)Minimum Balance for APYTruth in Savings Disclosure
Mmda Account* $2,500.00 0.12% 0.12% $2,500.00 View Disclosure
Tiered Rate* - 0.15% 0.15% $2,500.00
Tiered Rate* - 0.2% 0.2% $2,500.01
Tiered Rate* - 0.25% 0.25% $50,000.01

*The interest rate and annual percentage yield may change.

* Fees may reduce earnings.

Checking (Now)

AccountMin to OpenInterest RateAnnual Percentage Yield (APY)Minimum Balance for APYTruth in Savings Disclosure
Now Account* $300.00 0.05% 005% $500.00 View Disclosure
Super Now Account* $300.00 0.05% 0.05% $500.00 View Disclosure
Tiered Rate* - 0.20% 0.20% $1,000.00
Now Account - Senior* $300.00 0.05% 0.05% $500.00 View Disclosure

*The interest rate and annual percentage yield may change.

* Fees may reduce earnings.

Business Checking

AccountMin to OpenInterest RateAPYMinimum Balance for APYTruth in Savings Disclosure
Business Checking Accounts $500 N/A N/A N/A View Disclosure