Loans
Century Savings and Loan Association offers a variety of deposit and loan products for customers in our service area. These products are listed below. Our intent for this internet banking site is to service customers within our service area. Our service area, as designated by our board of directors, includes the residents and businesses in Las Animas and Huerfano Counties of the State of Colorado.
Please download and complete our Loan Application.
Once completed, please bring the loan application to:
Century Savings and Loan Association
233 East Main Street
Trinidad, CO 81082
Loans Retained And Serviced By Century
| Account Type | Loan to Value Ratio | PMI Required |
| Residential 1-4 Family | 80% | No |
| Residential 1-4 Family | >80 And Up To 97% | Yes |
| Commercial Property | 80% | No |
| Multi-Family Property | 70% | No |
| Residential Construction | 80% | No |
| Commercial Construction | 70% | No |
| Unimproved Land | 65% | No |
| Second Mortgages* | 80%** | No |
| Investment Property | 80% | No |
| Investment Property | >80 And Up To 85% | Yes |
| Agricultural Property | 80% | No |
The Following Loan Product Is Available To Customers In The "Las Animas, Huerfano County Service Area."
Share Loans
| Account Type | Loan to Value Ratio | PMI Required |
| Loans On Deposit Accounts | 90% | No |
* Same Limits As Stated Above
** Cltv Calculated Using Combined First And Second Mortgages
Note: Loans On Manufactured Homes May Vary From The Above Limits. Please Contact A Loan Officer.